CREDIT PORTFOLIO INTMD ANALYST - C11 - CIUDAD DE MEXICO

El analista intermedio de Cartera de Crédito es un puesto de nivel intermedio responsable de realizar revisiones crediticias, aprobaciones de crédito y controlar la cartera para identificar migraciones de crédito junto con el equipo de Gestión de Riesgos.
El objetivo general de este puesto es gestionar la exposición de la cartera de Citi a clientes y contrapartes a nivel global.
Responsabilidades.
Resolver problemas y sugerir soluciones para problemas moderados Integrar el conocimiento del área de especialidad con una comprensión de las normas y prácticas de la industria y el modo en que los equipos colaboran para lograr los objetivos de la subfunción o familia del puesto.
Desempeñarse como asesor y experto en la industria.
Analizar y aprobar límites de crédito de contrapartes para operaciones de comercio, transacción y financiamiento con fondos.
Desarrollar un marco y procesos de gestión de riesgos para fondos.
Asesorar a empresas y clientes acerca de estructuras de transacción y negociar los plazos de crédito.
Evaluar adecuadamente el riesgo cuando se toman decisiones comerciales, demostrando una consideración particular por la reputación de la empresa y protegiendo a Citigroup, sus clientes y activos, al impulsar el cumplimiento de las leyes, las reglas y los reglamentos correspondientes, acatando la política, aplicando un juicio ético sólido en relación con el comportamiento personal, la conducta y las prácticas comerciales y escalando, administrando e informando los problemas de control con transparencia, así como supervisar de manera efectiva la actividad de otros y crear responsabilidad con aquellas personas que no mantienen estos estándares Calificaciones.
Entre 2 y 5 años de experiencia relevante.
Experiencia en análisis financiero, contabilidad y valoración Demostrar de manera constante una comunicación escrita y verbal clara y concisa.
Educación.
Licenciatura/título universitario o experiencia equivalente.
Perform the analysis of all the components of several models under stress macroeconomic environment, in order to design and implement adjustments to models and get a comprehensive understanding of the forecast.
Monitor and design enhancements to forecast models under baseline scenarios, developed by Mexico CCAR team Development and implementation of the quarterly forecast process of statistic models in order to project the losses of consumer portfolios under stable macroeconomic environments for MYF, BOP, BHC Base and Outlook exercises.
Design, implement and monitor internal reports in order to track the accuracy and effectiveness of the base and stress models aligned with the quarterly process under the global requirements (OPAs) Find high impact opportunities for process optimization and tracking of existing models.
Manage reports and presentation of the results to the Global Senior Management Office and Local and International regulators.
Coordinate data quality of the base and stress models and provide follow-up to remediation in case of data issues.
1-2 years of experience in Consumer Credit Risk Management (CRM), Risk, Finances, Statistics or areas related preferred 1-2 years of experience in Financial Institutions highly preferred.
Advanced English Software.
Excel, Visual Basic, SAS.
Skills.
High analytical and MIS capabilities Possess a comprehensive understanding of macroeconomic variables, financial and statistical concepts and economic behavior (high technical level) Ability to work under stress and pressure, in a continuous changing environment Ability and experience in motivating and coordinating personnel, commitment to team work.
Excellent verbal & written English communication skills.
Develops and find solutions to the challenges faced Identify and propose corrective actions and business opportunities Stress Management and proven results driven Programming and database management skills Ability to comply in time with multiple projects working in parallel.
Proactive and self-learning ------------------------------------------------------ Job Family Group.
Risk Management ------------------------------------------------------ Job Family.
Credit & Portfolio Risk Management ------------------------------------------------------ Time Type.
Tiempo Completo ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc.
and its subsidiaries (\"Citi”) invite all qualified interested applicants to apply for career opportunities.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View the \"EEO is the Law\" poster.
View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting Click here to learn more about careers at Citi.