REAL ESTATE RISK SR MANAGER/VALUADOR DE INMUEBLES COMERCIALES

The Real Estate Risk Sr Manager accomplishes results through the management of professional team(s) and department(s).
Integrates subject matter and industry expertise within a defined area.
Contributes to standards around which others will operate.
Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the entire function.
Requires basic commercial awareness.
Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers.
Has responsibility for volume, quality, timeliness and delivery of end results of an area.
May have responsibility for planning, budgeting and policy formulation within area of expertise.
Involved in short-term planning resource planning.
Full management responsibility of a team, which may include management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary and terminations and may include budget approval.
Oversee risks taken in connection with real estate activities which includes extension of credit that are secured by liens on or interests in real estate, direct and indirect private equity and public market real estate investments, capital markets, construction lending, servicing any consumer or commercial loan undertaken when real estate security or real estate activity, or an asset sale, or a refinancing is contemplated as a first or second way out.
Responsibilities.
Incorporates subject matter expertise of real estate and capital markets.
Analyze and identify risks on new transactions, convey decisions on approvals structure and risk rating.
Prepare annual and periodic risk reviews of Real Estate groups and assist in the documentation..
Monitor and review exposures related to real estate risk while ensuring compliance with credit and equity policies.
Participate in customer calls, attend bank/customer/site meetings and assist in the development and implementation of appropriate client account strategies.
Assist in the preparation of Prepare portfolio reviews, product programs, portfolio stress tests and other risk reporting tasks.
Participate in the Fundamental Credit and Risk Review process and other audits.
Assist in Provide training/overseeing portfolio risk analysis, ad-hoc regulatory requirement needs, and other ad-hoc assignments.
Utilize internally-developed risk systems to review and approve credit approval and risk rating work flows for internal documentation purposes.
Advise risk managers in addressing complex real estate issues.
Provide risk managers with a balanced view of the risk associated with a given property.
Knowledgeable about risk systems infrastructure including key processes, coverage and data flows in order to identify risk effectively.
Ability to identify and analyze situations that create risk and legal liability for Citi.
Assess Key Risk Indicators that are relevant to the areas covered; understands how they are collected; identifies deviations for acceptable levels/trends.
Knowledgeable about different markets, products, strategies, analytical tools, financial and risk databases and associated risks.
Assesses the spectrum of risks and how those risks arise from all new product offerings.
Promotes good understanding of risk mitigation plans and is able to identify early problem detection and prescribed recommended remedial action planning.
This position requires a keen interest in both real estate and capital markets as well as affordable housing and community development.
Communicate assignment requirements and bidding out commercial appraisal or environmental assessment assignments to vendors.
Determining reasonableness of fee quotes.
Perform critical reviews of externally prepared commercial appraisals or environmental assessments.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Qualifications.
6-10 years previous risk experience required MAI designation from the Appraisal Institute preferred Requires basic commercial awareness.
Additionally, the candidate should possess proficient analytical skills and an ability to communicate reviews and reports both in writing and in oral presentations.
Computer, analytical and quantitative skills with ability to perform credit analysis.
Proficiency in MS Word, Excel and Argus, as well as database management experience.
Excellent attention to detail.
Willingness to learn new products.
Possess complex and diverse knowledge of financial services, knowledge of Citi is a plus.
Comprehensive understanding of applicable industry regulations and standards (i.
., USPAP, FIRREA, ASTM).
Education.
Bachelor’s/University degree, Master’s degree preferred This job description provides a high-level review of the types of work performed.
Other job-related duties may be assigned as required.
English advanced ------------------------------------------------- Job Family Group.
Risk Management ------------------------------------------------- Job Family.
Real Estate Risk ------------------------------------------------------ Time Type.
Tiempo Completo ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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