CREDIT PORTFOLIO SR ANALYST

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.
The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Responsibilities.
Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications.
5-8 years of relevant experience Knowledge of commercial risk analytics Ability to apply credit and risk principles toward business goals Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency Proven ability to remain organized in a fast-paced environment, managing multiple projects Proven interpersonal, organizational and analytic skills Education.
Bachelor's degree/University degree or equivalent experience The Regulatory Risk Manager provides full leadership and supervisory responsibility.
Provides operational/service leadership and direction to team(s).
Applies in-depth disciplinary knowledge through provision of value-added perspectives or advisory services.
May contribute to the development of new techniques, models and plans within area of expertise.
Strong communication and diplomacy skills are required.
Generally has responsibility for volume, quality, timeliness of end results and shared responsibility for planning and budgets.
Work affects an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.
Full supervisory responsibility, ensuring motivation and development of team through professional leadership to include duties such as performance evaluation, compensation, hiring, disciplinary and terminations as well as direction of daily tasks and responsibilities.
Qualifications.
3 year of experience in Credit Risk Responsible for Loan Loss reserve calculation under IFRS9 local regulation for Consumer Products ------------------------------------------------------ Job Family Group.
Risk Management ------------------------------------------------------ Job Family.
Credit & Portfolio Risk Management ------------------------------------------------------ Time Type.
Full time ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc.
and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities.
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